Settle up

The fewest payments that clear every debt.

3 payments needed9 fewer transfers than paying everyone back directly

  • DinaAlice

    Dina pays Alice 887.05 SGD

    S$887.05

  • DinaBob

    Dina pays Bob 151.82 SGD

    S$151.82

  • Chen WeiBob

    Chen Wei pays Bob 665.25 SGD

    S$665.25

How this works

We net out what each person paid against their share, then greedily match the biggest debtor with the biggest creditor. That clears the ledger in the smallest number of transfers.